Health Care and Insurance

I think we should also be discussing the entire concept of health insurance. The definition has changed drastically in my lifetime.
Many people expect free doctor visits, free prescription pills, etc. etc., etc. - but that is not what I believe health insurance should be a part of.

When we buy car insurance, we don’t expect free oil-changes, free brake pads, etc. Health insurance should be the same.

Go back to catastrophic coverage - where the medical bills are paid if they are over a substantial deductible.

For those concerned about people who can’t afford a doctor’s visit, well, if the doctor doesn’t have to have a staff to bill insurance companies for regular doctor visits, etc., the cost of the visit may very well become easily affordable.

There are a lot of issues to discuss, but for the political class to assume health insurance that pays for everything is desirable or should even be called “insurance” demonstrates to me the lack of imagination, common sense and intelligence in Washington DC and all the State Capitols.